Small-business bookkeeping — Michigan roots, nationwide service

Books that balance. Every month.

Ralph’s Bookkeeping takes the entire burden of financial management off your plate — accurate, timely books that drive reliable insights and compliant tax filings, so you can focus on growing your business. Based in Michigan and working in QuickBooks Online, QuickBooks Desktop, and Sage Intacct, we serve small businesses across Michigan, Ohio, Indiana, and nationwide. Level 2 Certified QuickBooks ProAdvisor.

Trial Balance — Your Business MONTH-END
AccountDebitCredit
Checking — reconciled12,480.19
Accounts receivable6,214.00
Accounts payable3,928.55
Revenue & equity14,765.64
Totals18,694.1918,694.19
Out of balance:$0.00 — as it should be

Services

Everything your books need. Nothing you don’t.

Clear scope, flat monthly pricing, and a written engagement agreement before any work begins — so you always know exactly what you’re paying for.

Core service

Monthly bookkeeping

Your transactions recorded, categorized, and reconciled every month in QuickBooks Online — the industry leader, flexible enough to handle nearly any small business.

  • Bank & credit card reconciliation
  • Transaction categorization
  • Monthly P&L and balance sheet
  • Chart of accounts upkeep
Project work

Catch-up & clean-up

Months (or years) behind? Books a mess from a previous setup? We rebuild them properly.

  • Historical transaction entry
  • Reconciliation of past periods
  • Chart of accounts restructure
  • Flat project quote up front
Ongoing support

A/R, A/P & efficient systems

Keep money moving with an integrated setup — time tracking, expense reporting, and online bill pay apps connected to your books for accuracy that saves time and money.

  • Invoice & receivables tracking
  • Bill tracking & online bill pay
  • App integrations & payroll coordination
  • Vendor 1099 tracking
Year-end

Tax-ready year-end package

A clean, complete file handed straight to your CPA or tax preparer — no scrambling in March.

  • Year-end close & adjustments
  • Full-year financial statements
  • Organized support documents
  • Direct handoff to your preparer

How it works

From shoebox to statements in three steps

Getting started takes about a week. After that, your only job is to send us the documents — we handle the rest on a fixed monthly schedule.

Step 1

Free consultation

A 30-minute call about your business, your current books, and what you need. You’ll get a flat quote and a written engagement agreement — no surprises.

Step 2

Setup & access

We connect read-only access to your bank and card accounts, review your chart of accounts, and clean up anything that’s off before regular service starts.

Step 3

Monthly close

Send documents by the 5th; reconciled books and financial reports are back in your hands by mid-month, every month. Questions answered in plain English.

Pricing

Flat-rate estimates. No hourly meter running.

Every engagement is quoted as a flat rate based on your transaction volume, accounts, and needs — so you know your exact cost before any work begins, and it never changes mid-month.

Essentials

Solo & side business

Flat monthly rate

One bank account, low transaction volume, single owner.

  • Monthly reconciliation
  • Transaction categorization
  • Monthly P&L
  • Year-end tax-ready file
Get your estimate

Most common

Growing business

Flat monthly rate

Multiple accounts, employees, steady transaction volume.

  • Everything in Essentials
  • Balance sheet & reports
  • A/R & A/P tracking
  • App integrations & payroll coordination
  • Quarterly check-in call
Get your estimate

Project

Catch-up & clean-up

Flat project quote

Behind on your books or cleaning up after a bad setup.

  • Fixed price quoted up front
  • Any number of months behind
  • Full reconciliation of past periods
  • Option to roll into monthly service
Get your estimate

Your exact flat rate comes with your free consultation, and every engagement starts with a written agreement covering scope, fees, and timelines. We don’t provide tax preparation, audit, or attest services — we keep your books clean and work alongside your CPA.

Ralph’s Bookkeeping


Based inMichigan
ServingClients nationwide
CredentialLevel 2 ProAdvisor
Primary softwareQuickBooks Online
Also supportedQB Desktop & Sage Intacct
PricingFlat rate

About

A bookkeeper who actually picks up the phone

Ralph’s Bookkeeping provides comprehensive outsourced accounting for the businesses that keep America running — contractors, restaurants, retail shops, farms, and service companies that need accurate books without big-firm overhead. We’re rooted in Michigan and work with clients across the Midwest and nationwide; with QuickBooks Online, your bookkeeper doesn’t need to be down the street — just reliable, responsive, and precise.

It all starts with a solid foundation of accurate, timely bookkeeping — the essential driver of reliable financial insights and compliant tax filings. Mistakes in the books have real costs: flawed business decisions and unnecessary tax overpayments. Getting it right the first time is the whole job.

As a Level 2 (formerly Advanced) Certified QuickBooks ProAdvisor, I work primarily in QuickBooks Online and build efficient, integrated systems around it — time tracking, expense reporting, and online bill pay apps that improve accuracy while saving you time and money. QuickBooks Desktop and Sage Intacct are fully supported as well — so whether you’re a two-person shop on QBO or a growing company on Intacct, your books are in experienced hands.

Everything is protected by a written engagement agreement and strict confidentiality. Your financial information stays between us.

Contact

Get your free flat-rate estimate

Tell us a little about your business and we’ll follow up within one business day to schedule your free consultation and put together your quote.

We’ll never share your information. See our confidentiality commitment in every engagement agreement.

Prefer to reach out directly?

AreaBased in Michigan — serving Michigan, Ohio, Indiana, and clients nationwide